Gardaí have issued a warning to the public over a new text message scam focused on gaining access to personal bank accounts. Consumers are being advised to be on alert to a text message or ‘smishing’ scam in which victims receive a text appearing to be from their bank asking them to confirm personal details or click on links to unfreeze their account. The criminals behind the scam are aiming to obtain personal information that will allow them to steal money from bank accounts. Consumers should note the warning signs of false texts:The text message will be unsolicited The text message will always seek information that allows access to bank accounts, Note; banks or other financial institutions would not look for that kind of information.The text will instruct the individual to go to a website or make a phone call to a specified number The text will create a fear that if the customer does not take action requested in the text, their account will be compromised The text will emphasise the need for urgent action by the recipient of the text Detective Chief Superintendent Patrick Lordan of the Garda National Economic Crime Bureau (GNECB) stated that “banks and other financial entities will never make unsolicited contact with individuals asking for personal details, account numbers, 4-digit pin number or passwords.” He warned that “people receiving unsolicited communications looking for these personal details should not reply to text messages, emails or other communications. They should contact their bank independently to check on the validity of the communications they have received before taking any action”.If you think you have responded to a Smishing text message, contact your bank immediately. Gardaí have released key details of the scam:1. The message will imitate a text from your bank. 2. The message will typically ask you to click on a link to a website to “verify”, “update” or to “reactivate” your account. 3. It may ask you to reply to the text message with personal or financial information or to click on a link to website. 4. If it includes a link, the website is a fake one. The website will then attempt to get you to disclose personal or financial information. If clicked on it also could download dangerous software known as malware to your computer or mobile device. 5. Often the text will create a sense of urgency to make you act without thinking e.g. your money is in danger or your account will be frozen. Gardaí issue warning over text banking scam was last modified: August 21st, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)
In these trying times as my kids look forward to a satsuma and a few monkey nuts in their Christmas stocking, what I wouldn’t give to be the manager of Chelsea.The blueprint appears to be: Impress the owner by tearing up trees in Europe, force him to stump up a large sum of money to secure your services on a lengthy contract and then nark him off to earn a hefty pay-off before your name-plate has dried on the revolving door. What’s not to like?AVB (A Vacation Beckons?) is up against it after the last-gasp Champions League defeat by Bayer Leverkusen made it four defeats from seven, as the Red Tops moved in for the kill.“I just can’t warm to Villas-Boas with his apparent lack of humour, revolutionary beard and graduation with honours from the Gerry Francis school of avoiding the gaze of the camera.”‘Villas Goas!’ bellowed The Sun from Friday’s back page, quoting a mysterious ‘dressing room insider’ who pondered: “Perhaps the club are wondering if they made a mistake.”Blues fans on the Shed End messageboard were a little more sympathetic, suggesting Roman Abramovich should for once put his itchy trigger finger away and leave the gaffer to build his own team.‘Six Times’ offered a ray of hope when he said: “I think we can all agree, if we get our defence sorted out then we really have something good on our hands.”To which ‘Mod’ replied: “Well yeah, that and the midfield and the forwards.”Defender (and I use the term loosely) David Luiz has come in for particular criticism, with Sky pundit Gary Neville claiming: “He looks like he is being controlled by a 10-year-old on a PlayStation.”The Brazilian responded by tweeting: “Gary Neville – I love u!” – that’s got to be the first time those five words have appeared in the same sentence.As a QPR fan, I was never comfortable with the fact I was quite fond of Jose Mourinho, Big Phil Scolari and Carlo Ancelotti – whose errant eyebrow must have disappeared into orbit as he wonders how on earth he managed to get the old tin tack.But I just can’t warm to Villas-Boas with his apparent lack of humour, revolutionary beard and graduation with honours from the Gerry Francis school of avoiding the gaze of the camera.To be fair, in management terms he’s still a baby (despite doing a brilliant job at Porto) and maybe, to quote The Specials, the Chelsea project is just Too Much Too Young.Neil rings his best mate Tony Pulis.None of which bothered a large section of the QPR faithful – eager to tell anyone who would listen that it was Rangers who started the rot after their tempestuous win at Loftus Road last month – in the same manner that Manchester United crumbled in ‘92 following their 4-1 New Year’s Day routing by the R’s.QPR are up to ninth thanks to an unlikely 3-2 win at Stoke. The game will forever be known as ‘Towelgate’ after QPR boss Neil Warnock insisted his side be afforded the same privilege as their opponents by drying the ball before each throw-in.It was a master stroke by the wily old fox which left his opposite number – and sworn enemy – Tony Pulis looking like he was about to self-combust on the touchline.Warnock was like Mr Shakey Hands Man at the end as he offered his palm to every Stoke player, although curiously Pulis was nowhere to be seen.If that had been Arsene Wenger it would have been headline news, although to be fair to the Potters boss, he was probably just stopping himself from shaking his nemesis warmly by the throat.While Warnock triumphed in the psychological battle, born-again Heidar Helguson – a full 56 days older than Mr Villas-Boas – bagged his fourth and fifth goals of the season.The 34-year-old Icelander might be getting on a bit but he has the face fuzz of an adolescent after gamely joining in the QPR Movember effort.While Shaun Derry looks like the offspring of infamous Aussies Merv Hughes and Chopper (top film – Google it) Heidar has the sort of lip caterpillar the cat could lick off.Derry before adopting the Merv lookIndeed the photo of him parading his bumfluff at Stoke in the Sunday Mirror under the headline ‘Tache And Grab Raid’ is worthy of investigation by the Press Complaints Commission.Joey Barton is unsurprisingly orchestrating the Movember campaign and once again found himself in the news at the Britannia Stadium.The skipper looked fortunate to get away with at least one penalty claim and the home supporters showed him their affection by showering the midfielder with coins.He tweeted afterwards: “Thanks to all the Stoke fans who threw money at me while I was on corner duties. It’s much appreciated – I’ll pass it on to charity.”He added: “First time I’ve ever played that well that the other fans have tipped me!”Meanwhile team-mate Jay Bothroyd has revealed his young son persuaded him to come to Loftus Road after the eight-year-old signed up for QPR’s under 9’s team.The striker said: “I might occasionally give some advice after training and matches but he criticises me. He said to me after the Manchester City game ‘You should have scored that header – I would have scored it!’”Incidentally, Bothroyd junior is named Mace which is a bit of a weird one – although not quite as bad as Peterborough defender Gabriel Zakuani, who called his newborn son Trendy after Twitter’s trending topics feature.Elsewhere on the manor, Fulham held Sunderland to a 0-0 draw on Wearside. Since stuffing QPR 6-0 they’ve only managed four goals in five league games.I wonder if fans would have settled for a 1-0 win in the west London derby and spread the other five around to get a few more points on the board? I know I would.And finally we come to Brentford, who were unlucky to be beaten by League One leaders Charlton at Griffin Park.Bradley Wright-Phillips got the only goal and must have been a little surprised to see the headline ‘Shaun Wright On Time’ in the Sunday Mirror the following day.Fans on Brentford’s Griffin Park Grapevine forum were discussing the ballboy who got his marching orders for throwing the ball at a time-wasting Charlton player.When asked what his punishment was, ‘Wanderer Paul’ replied: “Banned for life and given a season ticket to Fulham!” Boom boom.Follow Chris on Twitter
The Cape Town International ConventionCentre is getting an extensive greenmakeover. (Image: Rodger Bosch,MediaClub South Africa. For more freephotos, visit the image library.)Janine ErasmusThe Cape Town International Convention Centre (CTICC), an award-winning building that has been honoured numerous times for its advanced facilities, is about to undergo a R1.4-billion (US$100-million) expansion – one that will turn it into the greenest building in South Africa.Known as Phase 2, the new extension will boast wind turbines to generate its own electricity, a water treatment system, on-site sorting and recycling of waste, and a growing roof, among other environmentally friendly features. When complete, the new-look CTICC will use 40% less electricity per square metre and 90% less potable water, and will send 25% less waste to landfill than its current version.In order to achieve the reduction in power consumption several techniques will be used, such as daylighting, which refers to the controlled placing of windows, skylights and other transparent structures to admit as much natural light as possible and reduce the need for electric lighting. The new wing will also have its own renewable energy sources in the form of solar and wind power generators.With the water treatment plant as well as the planned recycling of rainwater, collected during Cape Town’s fierce winter season, the CTICC will slash its reliance on piped water by a massive 90%.The larger part of the 30 000m2 extension will be dedicated to environmentally friendly services, while an extra 9 500m2 of exhibition space will augment the existing 11 200m2. To encourage the use of green transport, the building will be incorporated into the city’s cycle routes, while extensive bicycle facilities will be available for staff and visitors.Rashid Toefy, CEO of the CTICC holding company Convenco, said that the new wing will feature some of the most progressive environmentally friendly technologies available. “We expect the new building to set some of the best international standards in sustainable building design and management,” he said. “The future of South Africa’s conference industry will be tied to this country’s ability to reduce its carbon footprint.”In fact, added Toefy, the expansion will not only propel Cape Town into the forefront of sustainable building design and management, but will continue to drive the city’s increasing standing as one of the leading business tourism destinations worldwide.Feasibility and economic impact studies were conducted over six months. The expansion will be built on the site of the old Customs House on the other side of the N2 freeway from the present centre, and will overlook Table Bay. Building is estimated to take three to four years.A valuable contributionIn the five years since its establishment the centre has grown from strength to strength, with conferences booked as far ahead as 2014. The CTICC has already contributed more than R9.5-billion ($1-billion) to the national economy and with the expansion it is expected to contribute a further R21.5-billion ($216-million) by 2013. In 2008 alone, according to economist Barry Standish and economic modeller Antony Boting of Cape Town University’s business school, the contribution to GDP was almost R2.7-billion ($273-million).In terms of job creation CTICC created 3 744 direct jobs in the Western Cape during 2008, with more than 5 300 indirect jobs created nationally. In total some 9 000 people have found employment through the CTICC.The centre has played a big role in the increased allure of Cape Town as a business tourism destination, and has also played host to a number of high-profile music and arts events. Besides the thousands of square metres of exhibition space the CTICC offers two stepped auditoria which seat 1 500 and 620 delegates each, a 2 000m2 grand ballroom which can accommodate up to 1 500 people, a roof terrace meeting room which overlooks Table Mountain, and 33 smaller meeting rooms which can hold from 25 to 330 people each.It also boasts three restaurants, a catering division run by a team of internationally trained chefs, and cutting-edge IT infrastructure. Situated conveniently close to the city centre and a number of major hotels, including the integrated five-star ArabellaSheraton Grand Hotel, there is no shortage of nearby useful facilities for delegates and visitors.As green as can beConstruction of the CTICC’s new wing will be carried out to the requirements set by the Green Building Council of South Africa. As green buildings, or buildings that are energy and resource efficient and environmentally responsible, become increasingly popular, the Council is leading the transformation of the local property industry to ensure that all buildings are designed, built and operated in an environmentally sustainable way for the benefit of all South Africans.Toefy expects the new CTICC to receive six green stars from the Council, which will begin its Green Star SA rating program in December 2008. This is the highest rating achievable.Do you have queries or comments about this article? Email Janine Erasmus at janineeEmediaclubsouthafrica.comUseful linksCape Town International Convention CentreGreen Building Council of South AfricaGreen Building
Share Facebook Twitter Google + LinkedIn Pinterest CornBrazil’s corn production loss estimates are fluctuating between 200 to 400 million bushels. While this may sound high, it is actually helping to ease some large carryout concerns. Estimates are showing the U.S. will likely have the largest corn carryout in the last 10 years come August. This hasn’t happened since before the 2007 ethanol mandate, which coincides with the last time corn traded below $3 for an extended period.Adding to the mix, China continues to be a wildcard in terms of storage and carryout. Estimates of China’s corn storage levels range between 4 billion by the USDA to 9 billion bushels by some Chinese firms. Also, there continues to be rumors of quality issues with the stored corn. China may have to export some to blend off lower quality corn and replace with fresh inventory this fall. All these unknowns make it difficult to be bullish corn without a weather issue.BeansBeans continue to trade wildly as questions regarding production issues in Argentina circulate. Regardless, Argentina is sitting on the largest bean supply carryout in the world, so there isn’t a supply problem on paper. These production issues only represent about 20% of last year’s beans in storage in that country. The U.S. bean supply is still burdensome. We face the largest carryout in over a decade. Even with fewer acres than predicted a month ago, trend-line yields would create a situation that doesn’t warrant current prices.Funds have been on a buying spree, which may be what is supporting higher prices right now. This seems similar to last July when corn prices rallied quickly on fears that didn’t match the bigger picture. The $10 beans of today may be the $4.50 corn of last summer, where only 4 months later corn was trading at $3.50. Time will tell.Market ActionEarly this week I was concerned this recent bean rally may be short-lived (similar to last year’s corn rally), so I purchased 9 Nov puts for 10 cents on 40% of my anticipated 2017 production. These expire in late Oct, but I’m using them for the 2017 crop. This position provides unlimited upside potential (less 10 cents) and peace of mind that I won’t take less than $9 for some of my 2017 beans (again for 10 cents).While I hope I lose all the money I paid for these puts (because that means values stayed high), I wanted to be sure to put protections in place to reduce my farm operation’s risk.While farmers have a tendency to be optimists (i.e. prices will go higher), It’s important to remember things can always get worse. Right now the best outcome for prices would be a drought. Unfortunately, a drought usually hits southeast Nebraska (where my farm is) the hardest. So, for me it’s a catch-22 (price vs. yield). That’s why it’s important to put protections in place against all scenarios because no one can predict the future.Jon grew up raising corn and soybeans on a farm near Beatrice, NE. Upon graduation from The University of Nebraska in Lincoln, he became a grain merchandiser and has been trading corn, soybeans and other grains for the last 18 years, building relationships with end-users in the process. After successfully marketing his father’s grain and getting his MBA, 10 years ago he started helping farmer clients market their grain based upon his principals of farmer education, reducing risk, understanding storage potential and using basis strategy to maximize individual farm operation profits. A big believer in farmer education of futures trading, Jon writes a weekly commentary to farmers interested in learning more and growing their farm operations.Trading of futures, options, swaps and other derivatives is risky and is not suitable for all persons. All of these investment products are leveraged, and you can lose more than your initial deposit. Each investment product is offered only to and from jurisdictions where solicitation and sale are lawful, and in accordance with applicable laws and regulations in such jurisdiction. The information provided here should not be relied upon as a substitute for independent research before making your investment decisions. Superior Feed Ingredients, LLC is merely providing this information for your general information and the information does not take into account any particular individual’s investment objectives, financial situation, or needs. All investors should obtain advice based on their unique situation before making any investment decision. The contents of this communication and any attachments are for informational purposes only and under no circumstances should they be construed as an offer to buy or sell, or a solicitation to buy or sell any future, option, swap or other derivative. The sources for the information and any opinions in this communication are believed to be reliable, but Superior Feed Ingredients, LLC does not warrant or guarantee the accuracy of such information or opinions. Superior Feed Ingredients, LLC and its principals and employees may take positions different from any positions described in this communication. Past results are not necessarily indicative of future results. He can be contacted at email@example.com.
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About the authorFreddie TaylorShare the loveHave your say Arsenal keeper Martinez: The defence kept saying ‘clean sheet, clean sheet!’by Freddie Taylora month agoSend to a friendShare the loveEmiliano Martinez was delighted to keep a clean sheet in Arsenal’s win over Eintracht Frankfurt on Thursday.The Gunners kickstarted their Europa League campaign with a 3-0 victory thanks to goals from Joe Willock, Bukayo Saka and Pierre-Emerick Aubameyang.Martinez said after the game: “We said before the game that we had to stick together. We worked to make sure we kept the clean sheet. “The back four were talking all the time and saying, ‘Clean sheet, clean sheet’, even when we scored the first goal. We need to build on that, keep more clean sheets and we know that we can create loads of chances with Pepe, Auba, Bukayo and Martinelli. “They’re really good going forward so we have to stick together to keep more clean sheets.”
It’s been a long year for both Michigan and Rutgers on the hardwood. Saturday, the basketball Gods decided to make it just a little bit longer. During the first half of the contest between the Wolverines and the Scarlet Knights, the lights went out at the Crisler Center in Ann Arbor. Here’s video of the incident.Lights going out at Rutgers-Michigan game mid-play. #B1G pic.twitter.com/DjuypIi3gw— Matt C (@05HAWKI) March 7, 2015The issue was quickly fixed, and the teams have resumed play. Michigan is up 41-26 with two minutes to play in the first session.
Mr. Green, who was addressing Thursday’s (July 20) staging of a workshop held at the University of the West Indies (UWI), Mona, lamented that the document has been in the planning stage for the past 15 years, and stressed that it is time to have it completed and presented to Cabinet for approval. State Minister in the Ministry of Education, Youth and Information, Hon. Floyd Green, says the National Plan of Action for an Integrated Response to Children and Violence (NPACV) is to be finalised within six months.This will follow a revision of the document which will incorporate recommendations to come out of a workshop focusing on the plan’s continued development.The goal of the NPACV is to create and maintain a protective environment, supportive of and responsive to the issues of violence, child abuse and maltreatment of children in Jamaica.Mr. Green, who was addressing Thursday’s (July 20) staging of a workshop held at the University of the West Indies (UWI), Mona, lamented that the document has been in the planning stage for the past 15 years, and stressed that it is time to have it completed and presented to Cabinet for approval.He noted that the plan is not to “reinvent the wheel,” but for all stakeholders to work together one final time to “review what we have done so far, update as much as possible and come out of this with a clear direction to ensure that we can have a national plan to treat with the issue of violence against our children.”The plan, which is to be implemented over a five-year period, involves collaboration among several Government Ministries, Agencies and Departments, civil society groups and other stakeholders.In his remarks, State Minister in the Ministry of National Security, Senator the Hon. Pearnel Charles Jr., said the problems cannot be solved in isolation, noting that he is pleased to see all the stakeholders working together to enhance mechanisms to protect the nation’s children.“It is the only approach for us to be successful and to have a sustainable solution to the problems that face our children,” he said.Senator Charles Jr. called for all involved to “continue to challenge the system, and where there are gaps, where there are deficiencies continue to work together to see how we can solve those issues (regarding violence against children),” he urged.The core objective of the NPACV is to reduce the impact of violence against children through an integrated approach to prevention, control, intervention responses, monitoring and evaluation.This is to ensure that the rights of children are preserved, and that an environment is created to stimulate their positive growth and development into productive citizens of Jamaica.The workshop was staged by the Child Development Agency (CDA) and the Youth Ministry, and sought to address the key issues and challenges pertaining to children as victims, perpetrators and witnesses of acts of abuse.Additionally, it was also a demonstration to stakeholders and the country of the Government’s willingness and commitment to take on the issue of violence against the nation’s children and show joint Government and private/public partnerships in tackling the issue.Participants included representatives from the Ministry of National Security, Ministry of Health, CDA, Jamaica Constabulary Force, Youth Ministry, Office of the Children’s Registry, Office of the Children’s Advocate, Ministry of Justice, Hear the Children’s Cry, and civil society organisations. Story Highlights State Minister in the Ministry of Education, Youth and Information, Hon. Floyd Green, says the National Plan of Action for an Integrated Response to Children and Violence (NPACV) is to be finalised within six months. The plan, which is to be implemented over a five-year period, involves collaboration among several Government Ministries, Agencies and Departments, civil society groups and other stakeholders.
Justin BrakeAPTN News The public inquiry into the Muskrat Falls hydroelectric dam in Labrador has drawn a lot of criticism since it was announced in November.The inquiry is looking at the financial issues facing the project – mainly why the cost of the project has doubled to $12.7 billion.A group of people gathered in St. John’s, Newfoundland this week to share their firstname.lastname@example.org
FiveThirtyEight’s 2015-16 NBA predictions post dropped on Monday and included, right up at the top, a detail remarkable enough to elicit a double-take from any NBA fan still fogging a mirror: the Warriors’ projected record. As of this writing it sits at a tidy 72-10 — as in the same 72-10 that MJ’s Bulls put up in the 1995-96 season, and the standing record for the most wins ever in an NBA regular season.By now there’s a whole cottage industry dedicated to handicapping the Warriors. On Monday, our colleagues at ESPN Stats & Info published an article about whether Golden State had a shot at breaking the 1995-96 Bulls’ record. They found that the Warriors had a 45 percent chance of getting to at least 72 wins and a 31 percent chance of at least 73. Our CARM-Elo projection is a little more bullish: It has the odds of 72+ wins at 54 percent, and 73+ wins at 44 percent. Still, bear in mind: Sensitivity to excellence (and awfulness) doesn’t mean the model simply takes the current data and makes it the new baseline. Case in point: The projection depresses the 2015 Dubs’ point differential of 14.9, which would be a record, to an average of 12.6 across all 10,000 simulations. This is the expected outcome once the model takes into account regression to the mean, a bigger sample size and all the other flattening effects near to disbelievers’ nagging hearts, yet it’s still a few ticks higher than the second-place mark of 12.3, set by the 1971-72 Lakers.What the model can’t account for is the possibility that Golden State clinches home court some time around the trade deadline and suspends its starting five in carbonite. But then, that isn’t really what we’re looking to measure here, anyway. “Will the Warriors break the record, given all the external incentives not to?” is a much less interesting question than can they. To answer the latter: There’s a damn good chance they can. 652612.694.5 59240.299.4 80610.60.8 663423.491.9 WINSSIMSCHANCE OF EXACTLY THIS MANY WINSCHANCE OF AT LEAST THIS MANY WINS Golden State’s odds of hitting astonishing win totals — we’ve highlighted a few milestones in the table next to this paragraph, like the one-in-four chance the Warriors win at least 75 games — are probably a good deal higher than you’ll see in other models, or in the betting markets, where the Warriors are still about a 3-to-1 underdog to hit 73. That’s for — we think — a pretty good reason. One of the advantages of the CARM-Elo projection is that it allows runs of good play (in the simulation) to inform future performance, meaning hot and cold streaks can occur organically within the model.1This happens because the model adjusts each team’s Elo rating after each game in the simulation. So if a team wins one simulated game, its rating goes up, and it is slightly more likely to win the next. When it loses a game, the same is true in reverse. With CARM-Elo, the spread of potential season outcomes will be a little wider than in other models, as it’s a little more capable of assigning extreme outcomes when prompted by extreme performance.That’s helpful given that the Warriors are performing at the extreme reaches of professional basketball. Right now, they have an Elo of 1831, which is a franchise-high mark and the second-highest of all time, behind only the peak of Jordan’s ’96 Bulls (1853), who floated above the Warriors’ current mark for only four games in the ’96 playoffs. For reference, the Boston Celtics have the third-highest franchise peak ever, at just 1816. A falling piano could take Steph Curry’s size 13s off at the ankle on his way to the arena tonight, and Golden State’s sustained level of play this season would already put it right there at the top of the short list of great NBA squads. 641621.696.1 749379.434.3 60300.399.1 61700.798.8 56150.299.9 521<0.1%>99.9% 739779.844.1 530<0.1>99.9 81170.20.2 674394.488.5 631211.297.3 552<0.1>99.9 708208.271.5 57200.299.8 822<0.1<0.1 544<0.1>99.9 696906.978.4 758128.125.0 58220.299.6 Hot Takedown wonders: Just how good are the Warriors?Conversation begins at 13:20. Subscribe to all of FiveThirtyEight’s podcasts here. 62810.898.1 791531.52.3 783153.25.5 719329.363.3 729899.954.0 774594.610.1 685655.784.1 Check out FiveThirtyEight’s 2015-16 NBA predictions » 766776.816.8