FBC Holdings Limited (FBC.zw) listed on the Zimbabwe Stock Exchange under the Banking sector has released it’s 2013 abridged results.For more information about FBC Holdings Limited (FBC.zw) reports, abridged reports, interim earnings results and earnings presentations, visit the FBC Holdings Limited (FBC.zw) company page on AfricanFinancials.Document: FBC Holdings Limited (FBC.zw) 2013 abridged results.Company ProfileFBC Holdings Limited (FBC Bank) is a financial institution in Zimbabwe providing financial products and solutions for retail, commercial and corporate banking; with a range of products and services extending from savings deposit accounts and micro-lending in the informal market to foreign market investment, mortgage financing, micro-lending, re-insurance, short-term insurance and stock-brokering services. Its re-insurance division underwrites classes of insurance for fire, engineering, motoring, marine and miscellaneous incidences. FBC Bank is a wholly-owned subsidiary of First Banking Corporation Holdings Limited which is a publicly-traded financial services company in Zimbabwe. FBC Holdings Limited is listed on the Zimbabwe Stock Exchange
Christopher Ruane has shares in Babcock. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. With heavy falls in the UK stock market in 2020, many share prices are well below their peaks. That can mean great bargains for investors. It offers chances to pick up shares in a quality company cheaper than usual. When looking for cheap UK shares, though, I wouldn’t just look at the price. I’d focus on why they are cheap. A company’s shares may have fallen because its business has been permanently damaged in the past few months. That could make it a value trap.Other shares have gone down with the wider market, but are promising recovery plays. I’ve used that approach to choose two UK shares I would buy as recovery plays.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Builder Galliford Try has a cash pile worth more than its sharesShares in construction company Galliford Try (LSE: GFRD) have plummeted in 2020. That was largely due to a demerger at the start of the year. Even after that, though, the share price continued to fall significantly.It reported a big cash pile of £197m at the end of June. The company’s total market capitalisation is little more than half of that, at £112m. That means that if the company was dissolved, it could pay out a lot more than today’s price for each share – in cash!The company is set to put that money to good use instead. It is currently focused on infrastructure projects and residential building schemes. With the government keen to spend recovery funds on infrastructure projects and an ongoing boom in housing demand, Galliford Try looks like the sort of prime recovery play I’d choose among cheap UK shares. A positive indicator is its recent announcement that it expects to resume dividends early next year. Shares have already started to climb – but I think they have further gains to make as the business returns to normal.Babcock – a defence share in the sick bayDefence contractor Babcock (LSE: BAB) specialises in dull but important work, from building battleships to maintaining helicopters. Normally this would provide stable cash flow. But the company has had a challenging couple of years, writing down values in its oil and gas business. The shares have been battered down as a result. Suspending the juicy dividend further damaged City sentiment. Babcock remains a familiar name among cheap UK shares, but I don’t expect it to stay this cheap for long.Despite its stumbles, I think Babcock’s underlying business is as unlikely to sink as the ships it builds. With deep relationships, heavy spending customers like the Ministry of Defence, and limited competition, the company has a stable, profitable business model. A new chief executive began in September and looks set to right the ship.The recovery is not here yet but investor sentiment is improving – the shares are already up over 30% from their lows. I think they have a lot further left to rise. To me, the Babcock share price looks a bargain.The recovery for these cheap UK shares is already beginningBoth Galliford Try and Babcock have had double-digit share price rises already this month. I think that reflects their attraction as recovery plays. I think the recovery is just starting for them, so I’d buy them both. Image source: Getty Images Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Enter Your Email Address Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Christopher Ruane Christopher Ruane | Friday, 13th November, 2020 | More on: BAB GFRD Simply click below to discover how you can take advantage of this. 2 cheap UK shares I’d buy as recovery plays
Houses Architects: Robert Harvey Oshatz Architect Year Completion year of this architecture project ArchDaily Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/261200/chenequa-residence-robert-harvey-oshatz-architect Clipboard United States Save this picture!© Cameron Neilson+ 18 Share “COPY” CopyAbout this officeRobert Harvey Oshatz ArchitectOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWoodChenequaHousesUnited StatesPublished on August 09, 2012Cite: “Chenequa Residence / Robert Harvey Oshatz Architect” 09 Aug 2012. ArchDaily. Accessed 11 Jun 2021.
36 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 24 September 2003 | News Save the Children relaunches ‘cheaper and easier to use’ Web site The ‘Resources’ section provides information for particular groups of people, such as teachers, policy makers and young people offering educational tools,publications, and personal testimonies.The ‘Get involved’ section contains all the different ways that users can take action to support Save the Children.Save the Children decided that rather than developing a large in-house Web site team, they would invest in a Content Management System (CMS), which allowsindividuals across the organisation to publish information directly onto thesite instead. The charity believes that this approach will save the charity money, and also create a much more up-to-date and comprehensive site.Matt Travers, e-Communications Manager for Save the Children commented: “The new site is easy to use and cheap to run. We have such a diverse audience, ranging from young people themselves to policy makers at the World Bank, that our site had to be flexible enough to appeal to almost everybody.“The Content Management System has allowed us to do just this as well as savemoney. We expect that other large charities and public-sector organisations will adopt this approach in the future because, like us, information is their currency but they have to ensure public money is spent wisely.”Good Technology was appointed towards the end of 2002 to help with the redevelopment of the Web site.SCOPE has also undertaken a major redesign of its Web site follow user feedback. Tagged with: Consulting & Agencies Digital Technology Children’s charity Save the Children has re-launched its Web site in an effort to make it more appealing and approachable to itsaudiences, and cheaper for the charity to run.Redeveloped in partnership with digital agency Good Technology, SCF says the site has a new emphasis on the user and not the organisation. The old site was basedon the charity’s organisational structure, making it easy to manage but a difficult experience for the user. The new site moves beyond this, providing clear details of how visitors can help Save the Children with itswork, as well as providing a valuable resource on global development issues. Research into site users’ requirements revealed that most of Save the Children’s supporters were primarily interested in what the charity did, and where it worked. The new site now has a ‘What we do’ section dedicated to each of the 35 issues the charity works on to improve the lives of children. Similarly, there is a’ Where wework’ section on each of the 76 countries and regions, around the world and across the UK, in which they work. Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
This information is provided by Fundinginformation.org, the online news, information and support service for fundraisers and funding advisers throughout the UK. For subscription details go towww.fundinginformation.org Innovation Exchange launches fund for organisations in England Howard Lake | 26 June 2008 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Funding AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Innovation Exchange was set up with government backing at the beginning of 2008 to encourage innovation and the exchange of innovative ideas within the third sector. In May it launched its Website, a sort of blog, and it is now seeking applicants to a new Innovation Exchange Fund for organisations in England.The Fund is supported by the Lottery distributor NESTA, the National Endowment for Science Technology and the Arts. To be supported by the Fund you first have to apply to join the Next Practice Programme. This programme offers advice, coaching and access to a small number of events for selected innovators. It is also a cunning way of building a mailing list for the Innovation Exchange by offering the carrot of access to up to £50,000 from NESTA to allow the “most significant projects with the greatest potential to grow to scale”.At this stage the Exchange is only interested in innovative ideas and actions within two specific areas of work: Excluded Young People and Independent Living.BackgroundThis programme is currently only available in England. It’s ironic really. Devolution of responsibility for the third sector is argued by Innovation Exchange as the reason why, they say ‘sadly’, the scheme is only available in England. Yet some might argue that devolution has been one of the more innovative actions in the past several years. Hey ho.In its own words, the Innovation Exchange works as an honest broker. It isn’t for innovation for innovation’s sake and, despite the first word in the first of its three main objectives, it says it is not about jargon or buzz words.The main objectives are:• Surfacing opportunities for innovation;• Helping innovators, investors and commissioners to connect around them;• Actively supporting groups to collaborate, develop and grow innovation.As well as being a focus for the exchange of ideas and practice, access to the Innovation Exchange Fund (part of NESTA’s Challenge Programme) means that the best ideas can be given cash to take them to the next stage of development.The Next Practice Programme is focused, like the rest of the Innovation Exchange, on independent living and excluded young people and it will only offer support for innovative work focused on service delivery and transformation in those areas.Who can apply?Innovation Exchange is looking for fledgling projects that are “more than just one person’s bright idea and which genuinely need our help to develop, evaluate and grow their work”. This can cover the work of anyone from lone social entrepreneurs to large national charities. Projects need to have significant potential to “grow to scale and to solve challenges faced by whole systems of services”.To gain access to the programme you will need to show that you have done three things:• Engage with evidence – How sure are you that you are not re-inventing the wheel and that your solution has real potential?• Engage with users – How sure are you that your idea is popular and works in practice?• Engagement – How do you know that your idea not only deserves to succeed but also has a chance to succeed? Are commissioners and investors engaged in and excited by your work?The following selection criteria will be applied to applicants to both the Next Practice Programme and subsequently the Innovation Exchange Fund:1. Is your work developing a new solution (or one that has been over-looked) to a problem faced around the country?2. Does your work have the potential to grow to scale and to affect practice nationally?3. Are you collaborating with commissioners, social investors and other people in the third sector to develop your work and to ensure it is sustainable?4. Is your innovation something that people really need and which exploits a real opportunity for innovation?How to applyExpressions of interest need to be sent in by 31 July 2008. The most promising applicants will be invited to one of two discussion days in London: 9 September 2008 for Independent Living projects or 10 September for Excluded Young People. Final decisions about both the Next Practice Programme and the Innovation Exchange Fund will be made in September 2008.There is an application form, which can be downloaded athttp://innovation-exchange.org/next-practice-programmeor for more specific questions you can contact John Craig on 0207 259 1368 (E-mail: [email protected]).Background information about the Innovation Exchange is available athttp://innovation-exchange.org/files/2008/05/ie_vision2.pdfInnovation ExchangeThe Innovation Unit28-30 Grosvenor GardensLondon SW1W 0TTTel: 0207 259 1368.Closing date: 31 July 2008 26 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement
Facebook Twitter Facebook Twitter Previous articleCoronavirus a Black Swan for the Markets and Checking Your Farm Cybersecurity on the HAT Tuesday Morning EditionNext articleIndiana Farm Bureau Welcomes New District Leaders Andy Eubank SHARE U.S. Looking to Reset Ag. Trade Relationship with the EU By Andy Eubank – Jan 28, 2020 SHARE Home Indiana Agriculture News U.S. Looking to Reset Ag. Trade Relationship with the EU Perdue-working-the-EUThere has been plenty of attention given trade agreements with China and Japan, and of course Canada and Mexico via the USMCA. Now U.S. agricultural and trade officials are looking to the European Union where Ag Secretary Sonny Perdue says the relationship needs to be reset, especially in agriculture. And he said this week from Brussels the reset needs to be in weeks, not months.“We have to reconcile the $10 billion, the $12 billion agricultural trade deficit with the EU,” he said. “Our perspective from the United States is the EU has probably twice as many consumers, two-thirds of the arable land, so why would you expect to have a $10-12 billion trade deficit with the EU? We believe that some of the constraints that are here we would like to have reconciled and resolved.”The U.S. has sent a list of those constraints to chief U.S. negotiator Robert Lighthizer. They include the EU’s partial or complete bans on U.S. genetically modified foods and U.S. beef raised with hormones. Perdue believes the issues can be settled even though previous attempts were unsuccessful.Perdue has been travelling Belgium, the Netherlands and Italy along with Under Secretary for Trade and Foreign Agricultural Affairs, Ted McKinney.Source: USDA
The Moores Peak Formation occurs on eastern Hurd Peninsula, Livingston Island, part of the South Shetland Island volcanic arc, which was active during Mesozoic and Cenozoic times. The rocks were formerly described as deformed Miers Bluff Formation (MBF) turbidites of early Triassic age. More recent work identified lithogically distinctive sedimentary and volcanic breccias in an ambiguous stratigraphic position, possibly belonging to the underlying turbiditic accretionary complex, or to the overlying volcanic sequence of ?Cretaceous age (Antarctic Peninsula Volcanic Group — APVG), or representing a formation in between the MBF and APVG. New mapping reinterprets the Moores Peak Formation as a c. 150 m thick megabreccia unit unconformably overlying the MBF, and forming pan of the mid- to late Cretaceous APVG. The megabreccia consists of sheared angular clasts and large blocks of lithified, deformed and hydrothermally altered sandstone, distal turbidite, mudstone and conglomerate (derived from the MBF), and volcanic breccia and tuff and lava clasts (typical of the APVG), supported in a matrix of pulverized sedimentary and volcanic material, with relatively abundant epidote and clinozoisite. Jigsaw-breccias, irregular colour domains and intra-block shears indicate that the breccias formed as subaerial debris-avalanches from an area of uplifted pre-volcanic basement (MBF) overlain by volcanic rocks. Hydrothermal alteration contributed to weakening of the uplifted rocks. Collapse of large volcanic edifices results in sudden decompression of underlying basement and contained hydrothermal systems, resulting in solution boiling, hydraulic brecciation, and mineral deposition. The MBF hosts a laterally extensive quartz vein and breccia system 3 km west of Moores Peak, which may have formed as a result of a stratovolcano collapse event similar to that represented by the Moores Peak Formation
WhatsApp Facebook Twitter Pinterest Google+ Twitter Part of Indiana Dunes National Park has been closed Facebook WhatsApp Pinterest CoronavirusIndianaLocalNewsSouth Bend Market By Tommie Lee – May 6, 2020 1 474 (“indiana-dunes-state-park-1848559” by Adam Asar, Public Domain) The National Park Service has closed part of Indiana Dunes National Park until further notice.The national park beach and its parking lot area at Porter Beach have been closed due to unsafe health conditions.Dig The Dunes says the closure is related to overcrowding, unsafe sanitation practices, and a lack of social distancing. The park is reminding visitors that they should comply with the safe distance recommendations from the CDC and Governor Holcomb.All of the park trails and most of the national park’s beaches remain open, and Park Rangers will patrol the area and charge those violating the order.More information on the park can be found at: http://nps.gov/indu Google+ Previous articleMichigan schools approved for federal funding under CARES ActNext articleUnited Way grant will help COVID-19 victims in Elkhart and LaGrange Counties Tommie Lee
Entries are open for the 2020 Britain’s Best Loaf competition which, this year, will take place in September.Britain’s Best Loaf, which is sponsored by ADM, American Pan UK and Scobie McIntosh/Revent, offers bakers the perfect opportunity to pit their loaves against the finest in the country.Originally due to take place in March at the Birmingham NEC, the competition was postponed due to the coronavirus outbreak – but we won’t let anything get in the way of celebrating the best of British baking.Judging for Britain’s Best Loaf will now take place on 23 September at East Court, East Grinstead, West Sussex.Because of this year’s exceptional circumstances, bakers do not need to deliver their loaves personally; they can courier them to the judging venue if preferred.The deadline has been extended until 7 September 2020, so if you produce standout breads, then we want to hear from you. To find out more and to enter, visit britainsbestloaf.co.uk.There are six categories – Gluten Free, Innovation, White, Wholegrain, Plain Sourdough, and Sourdough with Other Ingredients – with the winning loaf from each of the six categories in the running to take the ultimate accolade of Britain’s Best Loaf.Being declared a winner in the competition can make a real difference to a business, as some of last year’s winners told us:Poppyseed Bakery, East SussexWholemeal Sourdough (Britain’s Best Loaf and Sourdough category winner)Sales of Poppyseed’s winning wholemeal sourdough have risen about 50% following its victory in the 2019 Britain’s Best Loaf competition. The business has helped drive these sales by promoting its success through social media, and has received plenty of positive feedback in return, both online and through comments to shop staff.The Danish Bakery, CardiffPappa-G’s Taste of India (Innovation category winner)Winning the award meant a lot to the business, and the trophy now sits proudly on a shelf in the shop for visitors to see. The success has also been promoted on social media. “Customers have been very excited and supportive,” said The Danish Bakery founder Betina Skovbro. “We are a very small bakery with only three years of trading under our belt, so this is a massive deal for us and our very supportive costumers.”Incredible Bakery Co, NorthamptonshireCinnamon & Raisin Boule (Gluten Free category winner)The Incredible Bakery Co worked hard to spread the news of its success. “Social media is a wonderful tool, but we didn’t stop at that. We printed leaflets with our Britain’s Best Loaf logo, made banners and added it to our website,” said Valeria Mizuno-Turner, owner of Incredible Bakery Co. “We spoke about it in the radio, newspapers and to everyone that lent an ear.” She added that the response from customers had been “delightful”, and that sales had grown steadily. “We believe winning has strengthened the Incredible Bakery Co reputation and, as a direct result of that, our sales keep growing.”To find out more, and to enter, visit britainsbestloaf.co.uk.If you have any queries, call the competition team on 01293 610422.
The First Undergraduate Experience in Leadership (FUEL) branch of student government hosted the Freshman Networking Fair on Monday in the Lafortune Ballroom to help first year students connect with various organizations across campus.Sarah Olson Sophomore Dan Hopkinson, co-director of FUEL, said the fair was started three years ago when FUEL was under the leadership of Louis Bertolotti and it has continued to gather positive feedback throughout the years.“ … Especially if you’re a freshman, it’s hard to [join organizations] if you’re not already involved in student government,” he said. “It can be overwhelming, so I think just having an event dedicated to specifically Student Union organizations is helpful in raising awareness for those organizations and what they can do.”Senior Caitlin Hodges, department director for community relations, said freshmen can reach out to her to learn more about jobs and service in the South Bend community. The experience in community relations her department offers can also be a valuable experience for those looking to get involved in local government, she said. “If they’re looking for good exposure even to municipal government, if it’s someone who’s thinking about getting involved in that after graduation in South Bend or another city — this is a really good department for that,” Hodges said. Freshman Alison O’Neil, who is involved with community relations, said she has enjoyed her experience, which allows her to venture into the South Bend community.“This is my first experience with student government,” O’Neil said. “ … It’s a nice chance to get out of the Notre Dame bubble, get involved in the community and really make a difference.”Liz Feeley, co-chair of Hall President’s Council (HPC), said freshmen can also begin becoming involved with the hall council organizations within their own dorms.“When they come in their freshmen year [and want to become involved with HPC], it’s probably most helpful if they get involved in hall council first, because HPC is made up of current hall presidents,” Feeley said. “It’s kind of hard to run, unless you have one year under your belt … We would definitely recommend hall council, and even running for a commissioner’s position.”Christina Fernandez, co-chair of the HPC, said freshmen can shadow their upperclassmen hall presidents to learn more about the responsibilities of the position “Some halls have junior commissioner positions, so [freshmen] can learn how to be a commissioner under a sophomore and learn the ropes of programming and what we do at events,” Fernandez said. “But aside from that, freshmen can actually run for president at the end of their freshmen year to be hall president during their sophomore year, so we have a few of the halls who have sophomore presidents.”Freshman Abby Campbell, a member of FUEL, said she learned more about student government through the fair.“I discovered that the school offers a free New York Times subscription, which I sort of knew but I had no idea how to take advantage of it,” Campbell said. “Also, I didn’t know that student government was the group that worked on the debate this year and also [kept] track of who voted for who in the [mock] election, which is pretty cool.”Freshman Brittani West said she was particularly interested in the opportunities which Diversity Council offered.“I checked out Diversity Council, so that was pretty interesting,” West said. “I know that the majority of students here are white, so not being white, I wanted to check that out, for sure. I’m really glad they’re offering opportunities for me to be a part of that council.”Freshman Taylor Schmidt said he learned about future events that are aimed at fostering community between residence halls. “There’s going to be a campus-wide event that entails competitions with each dorm … you can go to different dorms for activities; [for example,] you can do dunk tanks at Duncan Hall or make a cupcake at Badin,” Schmidt said.Hodges said he hoped the fair would help spread overall awareness of the opportunities offered by student government.“Student Union is the largest organization that is on campus and it can do so much,” Hodges said. “It can be overwhelming so I think just having an event dedicated to specifically Student Union organizations is helpful in raising awareness for those organizations and what they can do.”Tags: fair, freshmen, networking, Student Union